Interest Curve

Stablecoin

UR = total borrows / total supplies
borrow rate = 0.05*ur^2+0.05*ur^4+0.05*ur^7+0.1*ur^32
supply rate = ur * borrow rate * 90%

Other Assets

UR = total borrows / total supplies
borrow rate = 0.05*ur^2+0.08*ur^4+0.08*ur^7
supply rate = ur * borrow rate * 90%