# Interest Curve

### Stablecoin

```
UR = total borrows / total supplies
borrow rate = 0.05*ur^2+0.05*ur^4+0.05*ur^7+0.1*ur^32
supply rate = ur * borrow rate * 90%
```

![](https://4059305791-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MhrIwyKJyTQ-zqMzw66%2F-Mi7d91fPOZI33jYDEnH%2F-Mi7e3G_deBhnmsJ-mow%2FStablecoin.png?alt=media\&token=0fc4c229-8bce-4cd9-9c00-3f686f023503)

### Other Assets

```
UR = total borrows / total supplies
borrow rate = 0.05*ur^2+0.08*ur^4+0.08*ur^7
supply rate = ur * borrow rate * 90%
```

![](https://4059305791-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-MhrIwyKJyTQ-zqMzw66%2F-Mi7auzW5WFjJPC33a24%2F-Mi7d65CTs9gFwkgdb_x%2FOther%20Assets.png?alt=media\&token=0df66465-5453-4f92-a03f-04057b0ae784)